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PERSONAL LOANS

Let us help you to achieve your goals

Our quick and easy personal loans could help you receive the finances you need for debt consolidation, home repair, and other purposes.
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OUR APPROACH

Getting a loan doesn’t have to be a hassle

Our quick process could get you the money you need to get out of a pinch or make a dream real.
Knowledge and Understanding are Key
It starts with truly understanding your current financial situation so that armed with that knowledge you can make the decisions necessary to improve your financial well being.
Make a Decision to Live Debt Free
Paying off your credit cards is one of the best investments you can make. With the help of Instant Funds Now, you may pay less in finance charges, get out of debt sooner and build your savings faster.
Personal Support Along the Way
Let the Loan Coaches at Instant Funds Now support you in staying inspired and committed to your financial goals. Working with a Loan Coach will get you real results with a loan and financial plan to pay off credit cards with a lower monthly payment.
Explore with no impact on your credit score
Check your rate in minutes
Funding in as little as 24 hours

A BETTER YOU FINANCIALLY

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Applying will not impact your credit score.

A SIMPLE APPLICATION PROCESS

SPEAK TO A LOAN COACH

No cost or obligation. Work with your Loan Coach to help complete the application

CHOOSE YOUR TERMS

Select the offer that works best for you. Your Loan Coach will help you understand your options.

VERIFY YOUR INFO

Review your terms, verify your information and eSign documents. Not tech savvy? Don’t worry, your Loan Coach will walk you through each step of the way.

FAQ's

How much can I borrow?
You can apply for loans from $2,000–$35,000, but loan limits can vary by state and with special offer codes, loans up to $50,000 may be available.

An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Instant Funds Now offers fixed APRs to express the cost of borrowing money.

Instant Funds Now offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.

There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account. Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).

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Instant Funds Now works with Lending Partners who originate loans. Individual borrowers must be at least 18 years of age and have a valid social security number and checking account. All loans subject to credit review and approval. Lending Partners offer fixed rates between 4.99% APR and 34.99% APR for loan amounts from $5,000 to $100,000. Minimum loan amount and APR may vary in certain states.

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